Plan before you buy

Home Loan Eligibility Calculator

Enter your income and existing obligations to estimate the maximum loan amount lenders are likely to sanction.

Home Loan Eligibility Calculator

Estimate the maximum loan you're likely to qualify for, based on income and existing obligations.

Net monthly income (₹)

Co-applicant income (₹, optional)

Existing EMIs / obligations per month (₹)Car loans, personal loans, credit card EMIs — anything already deducted from income.

Expected interest rate (% p.a.)

Preferred tenure (years)

Assumed FOIR — % of income banks allow toward EMIsFOIR (Fixed Obligation to Income Ratio) is the share of monthly income lenders allow toward all EMIs combined. Actual policy varies by bank.

This gives a ballpark figure only. Final eligibility depends on the lender's own policy, your credit score, age, employment type and other liabilities.

Plan before you buy

Eligibility Calculator

Hover or tap any segment of the ring for the breakdown

Est. Eligible Loan₹86,42,313

Combined Monthly Income₹1,50,000

Existing EMIs₹0 / monthAlready committed each month

Available for New EMI₹75,000 / monthat 8.5% for 20 yrs

More buyer tools

🧮EMI Calculator 🏦Loan Eligibility 📈Property Worth 📐Area Converter

Plan before you buy

Home Loan Eligibility Calculator

Enter your income and existing obligations to estimate the maximum loan amount lenders are likely to sanction.